PL 
EN Effective Date: July 8, 2025
Preamble
Welcome to ARGENTARII SP. Z O. O. (“we”, “us”, “our”). These Terms of Use (“Terms”) govern your access to and use of our website at https://jatoja.pl (the “Website”). By accessing or using the Website, you agree to comply with these Terms. If you do not agree, you must not access or use the Website.
1. Definitions
– Agreement: These Terms, including any updates or modifications.
– Customer: A legal entity using or intending to use our services.
– Customer Account: A secure portal or demo account created on the Website.
– Website Visitor: Anyone who accesses the public content of the Website without creating a Customer Account.
– Website Content: All content available through the Website, including text, logos, graphics, videos, code, and trademarks.
2. Scope of Terms
2.1 These Terms apply to the use of the Website by all Website Visitors and Customers.
2.2 For Customers who sign service agreements (e.g., SaaS, KYC, or API integrations), separate Terms of Service govern that commercial relationship. These Website Terms do not override any such agreements.
3. Privacy and Data Protection
Your use of the Website is subject to our Privacy Policy and Cookies Policy. We may collect and process personal data such as IP address, browser settings, interaction behavior, and form submissions to improve performance and security of the Website.
4. Age and Eligibility
You must be at least 16 years old to use the Website. To open a Customer Account or use services subject to a legal agreement, you must be of legal age in your jurisdiction and authorized to act on behalf of a legal entity.
5. Customer Account Access
5.1 Certain sections of the Website may require account login. You agree to keep your credentials secure.
5.2 You are responsible for all actions taken through your account unless unauthorized access is proven.
6. Acceptable Use
You agree not to:
– Use the Website for any unlawful or harmful purpose.
– Attempt to hack, disrupt, or exploit Website infrastructure.
– Upload or share content that is defamatory, obscene, threatening, or violates any laws.
– Reverse-engineer any functionality or attempt to bypass our security mechanisms.
– Use bots, scrapers, or automation unless permitted by written agreement.
We reserve the right to report misconduct to relevant authorities and restrict access.
7. Intellectual Property
All intellectual property on the Website, including code, logos, trade names, designs, and documents, belongs to ARGENTARII SP. Z O. O. or its licensors. You may not reproduce, distribute, or modify any Website Content without express written permission.
8. No Warranties
8.1 The Website is provided “as is” and “as available”.
8.2 We make no warranties regarding the accuracy, availability, or performance of the Website or its content.
8.3 You use the Website at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law:
– We shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Website.
– Total liability for any claim related to these Terms shall not exceed USD $100.
10. License
We grant you a non-exclusive, non-transferable, revocable license to access and use the Website for informational and lawful purposes only.
11. Third-Party Links
Our Website may include links to third-party websites. We do not control or endorse third-party content, and we are not responsible for any issues arising from visiting those sites.
12. Governing Law and Dispute Resolution
These Terms are governed by the laws of POLAND. You agree to resolve any disputes through the courts of WARSAW, unless otherwise agreed in writing.
13. Changes to These Terms
We may update these Terms from time to time. Updates will be published on this page with the new effective date. Continued use of the Website after updates indicates your acceptance of the revised Terms.
14. Contact Us
If you have any questions or complaints about these Terms, you may contact us at:
Email: legal@jatoja.pl
Mailing Address:
ARGENTARII SP. Z O. O.
MODLIŃSKA 247
03-120 WARSAW
POLAND